I do not feel sorry for those who live adjacent to any body of water that is prone to flooding. Sure the view from your back door is nice most of the time, but there is the high risk you took when you bought the property that you would be flooded out at least once or twice a year. BTW you should not whine about the high premium for flood insurance or expect the government to bail you out every time your property gets damaged from the floods.
My solution to these people is:
- the first claim is paid so you can rebuild
- The second claim the State or the Federal government now owns the property
This would save the taxpayers and insurance companies money, create a buffer zone around the river/creek or lake. By creating the buffer zone it would help in cleaning up the pollution that plagues the area water bodies.